Sample Image

Purchase

Sample Image

Refinance

Sample Image

Apply Now

Sample Image

Calculator

First Time Home Buyers, Cash Out Refi, and Debt Consolidation Refi Home Loans 

Welcome to the official site of OC Home Loans. We are a full service mortgage company based in Dana Point, CA. We specialize in First Time Home Buyers, Cash Out Refi, Debt Consolidation Refi, and Divorce Equity Buy Out in California, Arizona, and Texas. Whether you are buying a home or refinancing in any of these states we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following: FHA | VA | Jumbo | Conventional | HELOC

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: 
FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Jumbo

Contact OC Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Call Our Experts Today!

Start Now

Begin the process by calling us today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures with an online notary at any location! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals. So, let’s get Started!

Apply Now